We can provide an analysis to quantify the actual costs required every year to duplicate the needs presented in the life care plan. Once we determine the actual cash flows required, we can then determine the cost to fund the life care plan with a financial settlement products. This figure is not the present value to provide for the future medical needs of the plaintiff as determined by an economist. Rather it is the actual amount of money required to fund a financial settlement package to generate the necessary monthly payments to provide for the all of the plaintiff’s lifetime medical needs as outlined in the life care plan.